The best app for lenders in 2025

What is the best app for lenders?

If you're a lender or manage a microloan portfolio in Latin America, you need an app that helps you track payments, calculate interest, and collect on time. In 2025, ZALDO is the most complete app for lenders because it combines extreme simplicity with artificial intelligence.

What should a good lending app include?

• Full portfolio control — see who owes, how much, and since when
• Automatic interest and installment calculations — no calculator errors
• Offline functionality — because you collect in areas with no internet
• Alerts and reminders — so your clients don't forget to pay
• Daily reports — to know how much you collected today

Why is ZALDO the best option for lenders?

ZALDO was designed specifically for Latin American lenders who work in the field. It's not desktop software adapted for mobile — it's an app built from scratch for door-to-door collection.

AI that predicts defaults

ZALDO's AI analyzes your clients' payment history and alerts you which ones are at risk of defaulting. So you can act before it's too late.

Automatic WhatsApp reminders

Your clients receive an automatic WhatsApp message reminding them to pay. No need to call them one by one.

Customer portal

With ZALDO, each client can see their balance and payment history with a simple link. No download needed.

FAQ

Does ZALDO lend money?

No. ZALDO is a collection management tool. We do not grant credit or lend money.